Why You Should Work with RWC
Our Number One Goal: Your Financial Success!
We want you to feel like you are well taken care of, better than anyone else could take care of you in your financial life. Simply stated, our job is to make your money grow and help with your financial issues and questions along the way.
As part of our client service commitment, you can expect the following from us:
Active Management
We look after your investment account in an active way. We review your account frequently. When market conditions change, we change your investments as necessary. When an investment does not meet expectations and we identify a better alternative, we will make a change.
Individualized Attention
Each client receives an individualized Investment Policy Statement (IPS). The IPS serves as a road map or blueprint for your portfolio’s design, defining your financial goals, time horizon, asset allocation, risk tolerance and any other factors specific to you and your situation. The IPS establishes boundaries for your portfolio based on your sensitivities and expectations. We use it as a guide to customize a financial program that fits your unique needs.
Fiduciary Responsibility
Because we are a Registered Investment Advisor (RIA), we have a legal mandate to conduct our activities with high standards of fiduciary care. For you, this means your best interest must come before ours. We are unlike brokers or agents who are not bound by the fiduciary standard and are not obligated to place their best interest above the client’s.
We never take possession of your money. Your assets are held at an independent, unaffiliated custodian. While we have the ability to direct the asset choices, we can’t hold your funds. This system gives you checks and balances and a margin of safety for your assets.
Proactive Communication
You don’t have to call to hear from us. Our outbound client communication is designed to keep you informed. You can expect telephone calls, emails, quarterly update letters and of course in-person meetings when you work with us.
No Commissions
Retirement Wealth Center does not sell financial products or receive commissions. We won’t recommend annuities or insurance as investments.
Fair Service Fees
Our fee-only compensation structure puts your goals and interests first, and eliminates the bias introduced when selling products that pay commissions. Management fees are based on a small percentage of assets under management and we fully disclose our fees up-front.