Slapped Down By Life (Expect Disappointment and Prepare)

Slapped Down By Life (Expect Disappointment and Prepare)

This is Beau, our 6 year old, 14 pound Maltese. Last Saturday, after our normal late evening stroll he came home with a sour stomach, became lethargic and lost his zip and vigor. On Sunday he was no better, so we took him in. The vet gave him a shot to relieve the...

Why I Love In-N-Out Burger (It has nothing to do with the food)

My high school age daughter, Gina, has been working for In-N-Out Burger for about two years now. It’s a privately held firm, but her employment there has given me a glimpse into the values, philosophy and inner workings of the company. I must tell you, the...

Your Future Was Born Today

There’s no doubt: What you do today has a profound impact upon your future. In fact, very small actions (repeated with consistency) can lead to overwhelming accomplishments. Especially if there is a good amount of time ahead for results to mature and flourish. I’m...

Do I Need Life Insurance?

That’s the wrong question. Life insurance is not for you, it’s for someone else. A better question to ask has two parts: “Who would suffer financially if I die and How much life insurance would sustain them in my absence?” The first part is...

The Only Debt You Should Have

Shakespeare wrote “neither a borrower nor a lender be.” While in general I agree with this advice, I can think of a couple of situations where borrowing can be considered good, perhaps even necessary, for most of us: Types of Good Debt Borrowing to acquire...
My Plan To Make My Kids Millionaires

My Plan To Make My Kids Millionaires

Just for fun I was trying to figure out how to make my kids millionaires by the time they retire, for the least amount of money out of (my) pocket. They are young, so time is on their side.  Gina is 16 and Anna 14, so they have ample opportunity to make use of...