Slapped Down By Life (Expect Disappointment and Prepare)

Slapped Down By Life (Expect Disappointment and Prepare)

This is Beau, our 6 year old, 14 pound Maltese. Last Saturday, after our normal late evening stroll he came home with a sour stomach, became lethargic and lost his zip and vigor. On Sunday he was no better, so we took him in. The vet gave him a shot to relieve the...

Why I Love In-N-Out Burger (It has nothing to do with the food)

My high school age daughter, Gina, has been working for In-N-Out Burger for about two years now. It’s a privately held firm, but her employment there has given me a glimpse into the values, philosophy and inner workings of the company. I must tell you, the...

Your Future Was Born Today

There’s no doubt: What you do today has a profound impact upon your future. In fact, very small actions (repeated with consistency) can lead to overwhelming accomplishments. Especially if there is a good amount of time ahead for results to mature and flourish. I’m...

Do I Need Life Insurance?

That’s the wrong question. Life insurance is not for you, it’s for someone else. A better question to ask has two parts: “Who would suffer financially if I die and How much life insurance would sustain them in my absence?” The first part is...

The Only Debt You Should Have

Shakespeare wrote “neither a borrower nor a lender be.” While in general I agree with this advice, I can think of a couple of situations where borrowing can be considered good, perhaps even necessary, for most of us: Types of Good Debt Borrowing to acquire...